It has indeed been this way awhile, also it has been addressed by Ben. He ended up saying it was not worth the effort to fix. (I assume because moving a life monument or retargeting portal exits is rather drastic). The Laws against adventuring when you are at your death limit are in place so that you do not risk permanant death. You are thus confined to safe areas inside city walls/boundries. Any monsters that Invade into the safe zones are entering onto your turf and as such you are a bit backed into a corner and forced to battle them OR run and avoid them. The choice it up to you.
Trying to make sense of gods and goddesses has led many men to ruin. I suggest you avoid it from now on.