There has been a spat of one or more individuals PMing other players asking for real-world money paid through PayPal. This falls under the clear auspices of harassment. If somebody PMs you out of the blue and asks you for money, send us a contact email and we will take care of the obnoxious person. Of course, you may want to be nice and point out this thread to them before you report them, but that choice is really up to you.
Homeless folks beg for money because they are out on the street and that is what they do. However, if a person has enough money to be on a computer and to have a PayPal account, there is no reason they should be here in this game bugging people for cash.
Note that the practice of donating premium to people, or the practice of trading premium payments for platinum, are NOT against the rules in and of themselves. We encourage you to buy premium for your friends and comrades if you desire to do so.
This is very much like the "vote swapping" situation, in that doing this sort of thing might be just fine... but if you start randomly messaging people and one of them is annoyed, they are free to report you and have you banned. If I needed to borrow a few bucks, I would ask my family and friends... I would NOT start randomly stopping people on the street like some hobo.
Capiche?